Lowest Rate Guaranteed


It’s our goal to provide you with the lowest possible rate or price.

If you can find any lender that have better rate and costs combination, we will beat or match it.
If we cannot match, we will pay you $500.


  1.  Get a free quotes Get Rates
  2.  Fill out a secure online application apply-online
  3.  Provide us with a Loan Estimate from any lender. If our closing costs, for the same program and rate, are not lower than the competitor, we will make every effort to match the competitor’s pricing.
  4.  If we are not able to match the competitor’s pricing, provide us with a copy of your final closing  statement to confirm that the loan closed with the competing lender on the terms quoted in their Loan  Estimate.  5 Star Capital will send you a check for $500.



Term and Conditions:

Applies to first mortgage conforming loan programs offered by 5 Star Capital up to conforming limits $417,000 ($625,500 in high-cost areas). The rate, points, fees, commitment period, and loan program offered by the competitor’s must be dated and presented to 5 Star Capital on the day of the offer. Competing offer must be presented to 5 Star Capital prior to locking rate with 5 Star Capital.

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