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Home Buying Process

Buying a home would never get easy without professional help. 5 Star Lending makes the entire home buying process in San Jose hassle-free and quick. The entire homes financing process is smooth and serves you with the most competitive and comprehensive solutions. Our qualified and experienced experts will get you every bit of information for the first time home buyer, loans to move or upgrade the current home, need vacation home mortgage or investment property loans, reverse mortgage loans.

Be our preferred buyer by accessing our Free Credit Approval that gives you an edge over others. Be smart and know more about prevailing offers to make a smart decision. This will make your home buying process in San Jose a breeze.

To complete the entire process and approval, you need the following documents:

  • Latest Federal Tax Return and W-2S
  • Latest 1 month paystubs
  • Latest 2 month bank statements (all pages)
  • Latest 401K Statement
  • Homeowner Insurance Declaration
  • Mortgage statement
  • HOA statement (if applicable)

If you are Self-Employed

  • Latest Federal Tax Return and W-2S
  • Latest 1 month paystubs
  • Latest 2 month bank statements (all pages)
  • Homeowner Insurance Declaration
  • Mortgage statement
  • HOA statement (if applicable)

If you have Rental Property

  • Fire Hazard insurance declaration
  • Mortgage statement
  • Property tax
  • Lease agreement

Choose Your Loan

The loan process can be very daunting when you have to choose from so many types of loans and mortgage rates. We are your mortgage lender specialists who provide you with optimal and easy on pockets loan options.

Find Your Dream Home

Finding a dream home is a long process which can reap you rewards in later years. Once your credits have been approved, you have handpicked your dream home and how you will afford it in coming years,we can assist you with our skills and facts collected over a period of time to help you in taking better decisions.

Your credit approval is active for three months, allowing you enough time to find your dream house. With our credit approval, you are a virtual cash buyer, shopping with money in your pocket.

Quick, On Time Closing

Arranging a closing date is easy when you have provided the necessary paperwork and loan has been approved. We work diligently to close loans. We are equipped with our own in-house underwriting experts to provide you with quick, hassle-free services. The sellers and real estate agents close it on time to ensure smooth home buying process in San Jose.

Reach us now! We will act promptly