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Plan for Retirement

Retirement period is the golden period where you want to sit back and relax. You have worked hard to save money and invested wisely. But at the same time, you should not forget to consider a home you will live in once you have retired. At 5 Star Lending, we offer tailored retirement planning in San Jose, in the Bay Area or anywhere on California. A lot of people who will retire in the near future are taking advantage of lower interest rates and prices by investing in their dream home.

Buy a home you are going to live in for retirement

Buying a retirement home much before you retire will allow you to take advantage of great deals. It also allows you to plan for ideal home location and amenities for your golden years. After retirement, you would prefer living somewhere near a beach or near the mountain. If you take long to decide about retirement planning in San Jose or in the Bay Area, your dream home may be out of your price range by the time you are ready to buy.

Easy paying options for your retirement home

5 Star Lending offers you a wide range of customized loan packages to get your dream home. Financing your retirement home is easy and profitable. Give us a call today to know about free up-front credit approval to check how much money you are eligible for financing.
Select the best mortgage type based upon your retirement planning in San Jose, or in the Bay Area. 5 Star Lending ensures you get the best mortgage rate in the entire industry. We also have little or no down payment financing packages or the ones with lower interest rates to fit your budget.

Reverse mortgage

If you and your partner are at least 62 years old or above in near future, you are eligible for the reverse mortgage. Use reverse mortgage to refinance or buy a new retirement house for your golden period. In refinancing, it uses a portion of current home’s equity as security which leads to extra cash without any additional expenses. To purchase a new retirement house, you will need to opt for the reverse mortgage that preserves cash flow and eliminates monthly payments.

Retirement planning is a long-term planning that can provide you with rewards at your retirement age. Plan your retirement successfully with 5 Star Lending solutions,

Give us a call today.