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Purchase Loan Options

Getting a home loan was never easy especially when you have a huge list of mortgage and refinancing loan options, each with their terms and conditions. Whether you are a new home buyer or someone who is looking for refinancing, the confusion remains the same. At 5star Lending, you get the most sought-after solution for mortgage and refinancing loan options in California. We provide comprehensive solutions to fit your individual needs. Our team of experts will collaborate with you to serve with best mortgage rate as per your needs and industry standards. Our entire loan process is a hassle- free and quick with free up- front credit approvals and fast on time closing.

Contact 5 Star Lending to discuss more financing options.

Fixed Rate Loans

The well-accepted home loan option in San Jose, surrounding areas, and entire California that provides the benefit of knowing your mortgage expenses for the entire duration of the loan. The interest rate and the monthly payment remains intact with fluctuating market conditions. To suit every individual need, we serve 10 years, 15 years, 20 year and 30 year Fixed Rate loans.

FHA Loans

Loans for those who are struggling with traditional loans, these are federally insured loans that offer to finance as per individual needs. This is the most admired loan for first-time home buyers as it has little or no down payment with flexible terms, and suits a majority of people.

Home Improvement Loans

Home improvement loans are for alterations, remodeling and structural changes for improving the place you live in. The mortgage balance can exceed the purchase price or appraised value of the home and let you use that extra money for upgrades.

Jumbo Mortgage

A privately securitized mortgage offers a higher payout to be used to finance 90 percent of your new home. A perfect type out of all loan options in the Bay Area to finance expensive luxury homes and can finance up to 90 percent of the value of the home.

Reverse Mortgage

The best plan for elderly people to convert their equity into their homes to monthly income. Seniors above 62 will be able to take the advantage of Reverse mortgage to buy their own second innings home.

VA Loans

Loans are federally insured by United States Department of Veteran Affairs for military personnel and veterans to reap benefits of special mortgage rates and housing programs.

Home Affordable Refinance Program (HARP)

Government Home Affordable Refinance Program that can refinance using today’s low-interest rates.
Call us today to discuss more different loan options in San Jose.